{"id":804,"date":"2017-12-11T05:17:33","date_gmt":"2017-12-11T05:17:33","guid":{"rendered":"https:\/\/www.lipedemasurgerysettlement.com\/?page_id=804"},"modified":"2026-01-12T11:14:29","modified_gmt":"2026-01-12T19:14:29","slug":"faqs-2","status":"publish","type":"page","link":"https:\/\/www.lipedemasurgerysettlement.com\/index.php\/faqs-2\/","title":{"rendered":"Frequently Asked Questions"},"content":{"rendered":"\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>BASIC INFORMATION<\/strong><\/h2>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-9c194f3 is-style-default\" data-block-id=\"9c194f3\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-0963027 stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"0963027\"><style>.stk-0963027 {box-shadow:0 5px 30px -10px #123f524d !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-0963027-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-0963027-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-fb5f55f\" data-block-id=\"fb5f55f\"><style>.stk-fb5f55f {box-shadow:none !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-dc8df19\" id=\"strong-1-why-did-i-get-the-notice-package-strong\" data-block-id=\"dc8df19\"><style>.stk-dc8df19 {border-top-left-radius:0px !important;border-top-right-radius:0px !important;border-bottom-right-radius:0px !important;border-bottom-left-radius:0px !important;overflow:hidden !important;box-shadow:none !important;border-top-width:0px !important;border-right-width:0px !important;border-bottom-width:0px !important;border-left-width:0px !important;}<\/style><p class=\"stk-block-heading__text\"><strong>1. Why did I get the Notice package?<\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-d0f78bf\" data-block-id=\"d0f78bf\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-d0f78bf\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-d-0-f-78-bf-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-d-0-f-78-bf-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-321b1ad stk-block-accordion__content\" data-v=\"4\" data-block-id=\"321b1ad\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-321b1ad-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-321b1ad-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-7063923\" data-block-id=\"7063923\"><p class=\"stk-block-text__text has-text-align-justify\">You are or were covered under an ERISA-governed plan issued or administered by Aetna Life Insurance Company (\u201cAetna\u201d), and previously had either a pre-service authorization request or post-service claim for Lipedema Surgery denied as cosmetic, experimental or investigational. The Court sent you the Notice because you have a right to know about a proposed settlement of a class action lawsuit, and about all your options, before the Court decides whether to approve the Settlement. The package explains the lawsuit, the Settlement, your legal rights, what benefits may be available to you, who is eligible for them, and how to get them.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-197310a\" data-block-id=\"197310a\"><p class=\"stk-block-text__text has-text-align-justify\">The Court in charge of this lawsuit is the United States District Court for the Northern District of California, and the case is known as <em>Kazda v. Aetna Life Insurance Company,<\/em> Case No. <em>3:19-cv-02512-WHO<\/em> (the \u201cLitigation\u201d).<\/p><\/div>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-88f12b7 is-style-default\" data-block-id=\"88f12b7\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-2675e2b stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"2675e2b\"><style>.stk-2675e2b {box-shadow:0 5px 30px -10px #123f524d !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-2675e2b-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-2675e2b-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-1922aab\" data-block-id=\"1922aab\"><style>.stk-1922aab {box-shadow:none !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-3457c8d\" id=\"strong-2-what-is-this-lawsuit-about-strong\" data-block-id=\"3457c8d\"><p class=\"stk-block-heading__text\"><strong>2. What is this lawsuit about?<\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-6966188\" data-block-id=\"6966188\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-6966188\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-6966188-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-6966188-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-bc9f538 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"bc9f538\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-bc9f538-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-bc9f538-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-eb5a07f\" data-block-id=\"eb5a07f\"><p class=\"stk-block-text__text has-text-align-justify\">This lawsuit concerns Aetna\u2019s alleged practice to deny coverage for Lipedema Surgery on the basis that it was cosmetic, experimental or investigational.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-4578855 is-style-default\" data-block-id=\"4578855\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-ff8bae2 stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"ff8bae2\"><style>.stk-ff8bae2 {box-shadow:0 5px 30px -10px #123f524d !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-ff8bae2-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-ff8bae2-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-84c4f32\" data-block-id=\"84c4f32\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-b9a98d6\" id=\"strong-3-why-is-this-a-class-action-strong\" data-block-id=\"b9a98d6\"><p class=\"stk-block-heading__text\"><strong>3. Why is this a class action?<\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-bc4e250\" data-block-id=\"bc4e250\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-bc4e250\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-bc-4-e-250-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-bc-4-e-250-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-dcd0614 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"dcd0614\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-dcd0614-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-dcd0614-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-e17766a\" data-block-id=\"e17766a\"><p class=\"stk-block-text__text has-text-align-justify\">In this class action lawsuit, Michala Kazda, called the \u201cClass Representative\u201d, brought a lawsuit on behalf of other people who allegedly have a similar claim. The people together are a \u201cClass\u201d or \u201cClass Members.\u201d Ms. Kazda and all the Class Members like them\u2014 are called the Plaintiffs. The company they sued (in this case, Aetna) is called the Defendant. One court resolves the issues for all Class Members, except for those who exclude themselves from the Class. The Honorable William H. Orrick is in charge of this class action.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-0b0491e is-style-default\" data-block-id=\"0b0491e\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-5303a6c stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"5303a6c\"><style>.stk-5303a6c {box-shadow:0 5px 30px -10px #123f524d !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-5303a6c-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-5303a6c-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-112818e\" data-block-id=\"112818e\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-a1ef7b6\" id=\"strong-4-why-is-there-a-settlement-strong\" data-block-id=\"a1ef7b6\"><p class=\"stk-block-heading__text\"><strong>4. Why is there a settlement?<\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-0e10e4e\" data-block-id=\"0e10e4e\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-0e10e4e\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-0-e-10-e-4-e-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-0-e-10-e-4-e-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-769d8c0 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"769d8c0\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-769d8c0-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-769d8c0-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-3e50dc4\" data-block-id=\"3e50dc4\"><p class=\"stk-block-text__text has-text-align-justify\">The Court did not decide in favor of Plaintiff or Defendant. Instead, both sides agreed to a settlement. That way, they avoid the cost of a trial, and Class Members may be entitled to relief. The Class Representative and the attorneys think the Settlement is best for everyone whose claims for Lipedema Surgery have been denied.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>WHO IS IN THE SETTLEMENT?<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-3382a83\" data-block-id=\"3382a83\"><p class=\"stk-block-text__text has-text-align-justify\">To see if you will get relief from the Settlement, including potential monetary benefits, you first have to decide if you are a Class Member.<\/p><\/div>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-160219d is-style-default\" data-block-id=\"160219d\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-32b2352 stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"32b2352\"><style>.stk-32b2352 {box-shadow:0 5px 30px -10px #123f524d !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-32b2352-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-32b2352-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-d70fb9d\" data-block-id=\"d70fb9d\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-f5b6a02\" id=\"strong-5-how-do-i-know-if-i-am-part-of-the-settlement-strong\" data-block-id=\"f5b6a02\"><p class=\"stk-block-heading__text\"><strong>5. How do I know if I am part of the Settlement?<\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-f802f9d\" data-block-id=\"f802f9d\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-f802f9d\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-f-802-f-9-d-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-f-802-f-9-d-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-bbfdfff stk-block-accordion__content\" data-v=\"4\" data-block-id=\"bbfdfff\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-bbfdfff-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-bbfdfff-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-e7b4f49\" data-block-id=\"e7b4f49\"><p class=\"stk-block-text__text has-text-align-justify\">The Court decided that everyone who fits the below description is a Class Member under this Settlement:<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-7f832eb\" data-block-id=\"7f832eb\"><p class=\"stk-block-text__text has-text-align-justify\">All persons covered under ERISA Health plans, self-funded or fully insured, that are administered by Aetna and whose pre-authorization or post-service claims for Lipedema Surgery were denied as cosmetic, experimental or investigational between May 9, 2015, and September 1, 2020, and who are mailed the Notice.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-80ec8f8 is-style-default\" data-block-id=\"80ec8f8\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-3c6968b stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"3c6968b\"><style>.stk-3c6968b {box-shadow:0 5px 30px -10px #123f524d !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-3c6968b-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-3c6968b-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-9407f14\" data-block-id=\"9407f14\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-8ff2e9e\" id=\"strong-6-im-still-not-sure-if-im-included-strong\" data-block-id=\"8ff2e9e\"><p class=\"stk-block-heading__text\"><strong>6. I\u2019m still not sure if I\u2019m included<\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-9b3ad9b\" data-block-id=\"9b3ad9b\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-9b3ad9b\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-9-b-3-ad-9-b-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-9-b-3-ad-9-b-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-4a004b9 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"4a004b9\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-4a004b9-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-4a004b9-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-9afdf94\" data-block-id=\"9afdf94\"><p class=\"stk-block-text__text has-text-align-justify\">If you are still not sure whether you are included, you can ask for free help. You can call 800-873-2890 and ask the Settlement Administrator for further information to help you determine whether you are a Class Member.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>THE SETTLEMENT BENEFITS &#8211; WHAT YOU GET<\/strong><\/h2>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-3b6a3bf is-style-default\" data-block-id=\"3b6a3bf\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-ce14258 stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"ce14258\"><style>.stk-ce14258 {box-shadow:0 5px 30px -10px #123f524d !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-ce14258-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-ce14258-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-a78b87f\" data-block-id=\"a78b87f\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-bda7541\" id=\"strong-7-what-does-the-settlement-provide-strong\" data-block-id=\"bda7541\"><p class=\"stk-block-heading__text\"><strong>7. What does the Settlement provide?<\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-bd4af46\" data-block-id=\"bd4af46\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-bd4af46\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-bd-4-af-46-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-bd-4-af-46-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-09cc0cb stk-block-accordion__content\" data-v=\"4\" data-block-id=\"09cc0cb\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-09cc0cb-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-09cc0cb-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-4b39302\" data-block-id=\"4b39302\"><p class=\"stk-block-text__text has-text-align-justify\">Effective September 1, 2020, Aetna revised its coverage policy bulletin 0211 on suction lipectomy, which previously provided it was cosmetic. Aetna\u2019s revised coverage policy bulletin 0211 now expressly provides that Lipedema Surgery is medically necessary in persons with pain and disability from lipedema who have failed to respond to three or more months of conservative management (compression or manual therapy) and who meet certain specified diagnostic criteria for lipedema.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-fd0ff35\" data-block-id=\"fd0ff35\"><p class=\"stk-block-text__text has-text-align-justify\">Class Members who paid out-of-pocket for Lipedema Surgery, for surgeries that took place after and as a result of the member\u2019s request for Lipedema Surgery that Aetna denied on or before September 1, 2020 (and while the member had coverage under an Aetna Plan), and which surgery occurred on or before September 1, 2022, may seek reimbursement under this Settlement, to the extent that the Class Member\u2019s out-of-pocket payments have not been paid or reimbursed by other health plans, insurers, Medicare, or other reimbursement sources for which the Class Members owe no reimbursement obligation. If a Class Member\u2019s Lipedema Surgery was covered by another health plan, insurer, or Medicare, the Class Member\u2019s co-pay or coinsurance obligation under that separate coverage will not qualify as a reimbursable out-of-pocket expense.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-9a42e83\" data-block-id=\"9a42e83\"><p class=\"stk-block-text__text has-text-align-justify\">Class Member reimbursement claims are subject to an aggregate cap of $650,000.00 (\u201cAggregate Cap\u201d). If, at the completion of the claim process the total funds payable on Reimbursement Claims is greater than the Aggregate Cap, each Class Member\u2019s payment will be reduced by an equal percentage sufficient to reduce the sum of Reimbursement Claims payments to the Aggregate Cap.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-a111cbb\" data-block-id=\"a111cbb\"><p class=\"stk-block-text__text has-text-align-justify\">Class Members who are current Aetna members and have yet to undergo the surgery, may request the surgery under the terms of their current Aetna Plan and the new Clinical Policy Bulletin.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-cc82402\" data-block-id=\"cc82402\"><p class=\"stk-block-text__text has-text-align-justify\">Class Members who have not yet had the surgery and are no longer covered under a plan issued or administered by Aetna cannot make a request for the surgery, but they release no claims.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-9fe7dbe is-style-default\" data-block-id=\"9fe7dbe\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-b6cfe55 stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"b6cfe55\"><style>.stk-b6cfe55 {box-shadow:0 5px 30px -10px #123f524d !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-b6cfe55-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-b6cfe55-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-a05802a\" data-block-id=\"a05802a\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-48df495\" id=\"strong-8-how-do-i-seek-reimbursement-for-lipedema-surgery-that-i-paid-for-strong\" data-block-id=\"48df495\"><p class=\"stk-block-heading__text\"><strong>8. How do I seek reimbursement for Lipedema Surgery that I paid for?<\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-9320331\" data-block-id=\"9320331\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-9320331\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-9320331-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-9320331-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-f1df350 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"f1df350\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-f1df350-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-f1df350-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-bab67b4\" data-block-id=\"bab67b4\"><p class=\"stk-block-text__text has-text-align-justify\">If the Court approves this Settlement, you will be mailed a claim form that informs you about the Final Approval and the deadline to seek reimbursement.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-a61a276\" data-block-id=\"a61a276\"><p class=\"stk-block-text__text has-text-align-justify\">If you paid out-of-pocket for Lipedema Surgery, you can then make a claim for reimbursement by (1) submitting the claim form that will be mailed to you after the Court grants Final Approval of the Settlement; (2) submitting documentation sufficient to show that you had a Lipedema Surgery prior to September 1, 2022 (such as an operative report, other clinical records, or sufficiently detailed payment records); (3) proof of payment (checks, wire transfer receipts, invoices reflecting actual payment, or other reasonable proof substantiating payment) showing net out-of-pocket payments to medical providers for the surgery, and (4) a statement of the specific amount of unreimbursed out-of-pocket costs for which you seek reimbursement.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-26ac0d6\" data-block-id=\"26ac0d6\"><p class=\"stk-block-text__text has-text-align-justify\">A Settlement Administrator (Administrator) will review and communicate a decision about whether a claim for reimbursement will be reimbursed within ninety (90) days of receiving such a claim.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-b2e8873\" data-block-id=\"b2e8873\"><p class=\"stk-block-text__text has-text-align-justify\">If the Administrator denies a reimbursement for lack of sufficient documentation, the Administrator will advise you of the deficiency and give you sixty (60) days to provide additional sufficient documentation.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-3b786f4 is-style-default\" data-block-id=\"3b786f4\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-4120503 stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"4120503\"><style>.stk-4120503 {box-shadow:0 5px 30px -10px #123f524d !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-4120503-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-4120503-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-f2076a0\" data-block-id=\"f2076a0\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-7ee9524\" id=\"strong-9-can-i-appeal-if-my-request-for-reimbursement-is-denied-strong\" data-block-id=\"7ee9524\"><p class=\"stk-block-heading__text\"><strong>9. Can I appeal if my request for reimbursement is denied?<\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-349bb1f\" data-block-id=\"349bb1f\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-349bb1f\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-349-bb-1-f-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-349-bb-1-f-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-4eefbf0 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"4eefbf0\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-4eefbf0-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-4eefbf0-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-c8665bb\" data-block-id=\"c8665bb\"><p class=\"stk-block-text__text\">The Settlement includes a streamlined appeal process.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-17bf968\" data-block-id=\"17bf968\"><p class=\"stk-block-text__text has-text-align-justify\">You will have sixty (60) days to request reconsideration of any unfavorable decision. You may seek reconsideration of the decision by notifying the Administrator by email, telephone or mail. Class Counsel and Aetna\u2019s Counsel will meet and confer within thirty (30) days of receiving the request and attempt to resolve it. If the issue remains unresolved, Class Counsel and Aetna\u2019s Counsel will, within thirty (30) days of the unsuccessful meet and confer, jointly present the matter to the Court for a final resolution. The Court\u2019s decision on the Class Member\u2019s request will be final. Neither the Class Member nor Aetna may appeal or contest the Court\u2019s resolution.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-acc1822 is-style-default\" data-block-id=\"acc1822\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-91bf54b stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"91bf54b\"><style>.stk-91bf54b {box-shadow:0 5px 30px -10px #123f524d !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-91bf54b-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-91bf54b-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-20a37f0\" data-block-id=\"20a37f0\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-88569ea\" id=\"strong-10-how-can-i-get-approval-for-a-future-lipedema-surgery-if-i-am-a-current-aetna-member-strong\" data-block-id=\"88569ea\"><p class=\"stk-block-heading__text\"><strong>10. How can I get approval for a future Lipedema Surgery if I am a Current Aetna Member?<\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-551a4e6\" data-block-id=\"551a4e6\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-551a4e6\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-551-a-4-e-6-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-551-a-4-e-6-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-35bda0a stk-block-accordion__content\" data-v=\"4\" data-block-id=\"35bda0a\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-35bda0a-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-35bda0a-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-5459e79\" data-block-id=\"5459e79\"><p class=\"stk-block-text__text has-text-align-justify\">To receive approval for a future Lipedema Surgery, you must request authorization from or submit a claim to Aetna under the procedures outlined in your current Aetna Plan. Aetna will review the request or claim using the new coverage policy and in accordance with the terms of your current Aetna Plan. Aetna will review the request or claim using the new Clinical Policy Bulletin, a copy of which can be viewed on the website <a href=\"https:\/\/www.lipedemasurgerysettlement.com\/wp-content\/uploads\/2026\/01\/Aetna-Clinical-Policy-Bulletin-Lipedema.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a>, or requested from the Administrator at the address set forth in <a href=\"#Question-12\">Question and Answer 12<\/a>.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-f25b260 is-style-default\" data-block-id=\"f25b260\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-459b111 stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"459b111\"><style>.stk-459b111 {box-shadow:0 5px 30px -10px #123f524d !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-459b111-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-459b111-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-a163873\" data-block-id=\"a163873\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-957e3c8\" id=\"strong-11-what-am-i-giving-up-to-stay-in-the-class-strong\" data-block-id=\"957e3c8\"><p class=\"stk-block-heading__text\"><strong>11. What am I giving up to stay in the Class?<\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-41c823f\" data-block-id=\"41c823f\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-41c823f\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-41-c-823-f-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-41-c-823-f-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-368c65a stk-block-accordion__content\" data-v=\"4\" data-block-id=\"368c65a\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-368c65a-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-368c65a-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-116926b\" data-block-id=\"116926b\"><p class=\"stk-block-text__text\">Unless you exclude yourself, you will be releasing Aetna from the following claims:<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-da92a47\" data-block-id=\"da92a47\"><p class=\"stk-block-text__text has-text-align-justify\">Any and all actual or potential claims, actions, demands, rights, obligations, liabilities, damages, attorneys\u2019 fees, expenses, costs, and causes of action, whether arising under local, state, or federal law, whether by statute, contract, common law, equity, or otherwise, whether brought in an individual or representative capacity whether known or unknown, suspected or unsuspected, asserted or unasserted, foreseen or unforeseen that occurred prior to September 1, 2020 only, that:<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-62e13b9\" data-block-id=\"62e13b9\"><style>.stk-62e13b9 {margin-left:20px !important;}<\/style><p class=\"stk-block-text__text has-text-align-justify\">(i) are based on the facts alleged in the Litigation specifically, by reason of or arising out of Aetna\u2019s denial of any request (whether pre-service or post-service) for Lipedema Surgery on the grounds that the procedure is cosmetic, experimental or investigational under ERISA-governed plans, either fully insured or self-insured;<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-4bc5906\" data-block-id=\"4bc5906\"><style>.stk-4bc5906 {margin-left:20px !important;}<\/style><p class=\"stk-block-text__text has-text-align-justify\">(ii) would be barred by the principles of res judicata or collateral estoppel had the claims asserted in the Litigation, been fully litigated and resulted in a final judgment; or<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-06877dd\" data-block-id=\"06877dd\"><style>.stk-06877dd {margin-left:20px !important;}<\/style><p class=\"stk-block-text__text has-text-align-justify\">(iii) seek attorneys\u2019 fees or costs related to the Litigation in addition to the Attorneys\u2019 Fees and Costs specified in the Class Notice.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-93052b1\" data-block-id=\"93052b1\"><p class=\"stk-block-text__text has-text-align-justify\">Released Claims do not include: (i) any reimbursement claims or requests for coverage, as described below, that were initially denied by Aetna after September 1, 2020, (ii) any request for reimbursement for a Lipedema Surgery that took place after September 1, 2022, or (iii) any request for coverage by a former Aetna member, as described below, who has not yet had Lipedema Surgery.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-5f67ae0\" data-block-id=\"5f67ae0\"><p class=\"stk-block-text__text has-text-align-justify\">If you want to know more about this release of claims, you should review the Settlement Agreement which can be viewed <a href=\"https:\/\/www.lipedemasurgerysettlement.com\/index.php\/settlement-documents\/\">here<\/a>, or requested from the Administrator as set forth in <a href=\"#Question-12\">Question and Answer 12<\/a>.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>EXCLUDING YOURSELF FROM THE SETTLEMENT<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-0503a88\" data-block-id=\"0503a88\"><p class=\"stk-block-text__text has-text-align-justify\">If you don\u2019t want to be included in this Settlement and you want to keep the right to sue or continue to sue Aetna on your own about the legal issues in this case, then you must take steps to get out of this case. This is called excluding yourself (\u201copting out\u201d) of the Class.<\/p><\/div>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-1e6a9e6 is-style-default\" data-block-id=\"1e6a9e6\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-2f4184a stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"2f4184a\"><style>.stk-2f4184a {box-shadow:0 5px 30px -10px #123f524d !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-2f4184a-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-2f4184a-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-ac483d6\" data-block-id=\"ac483d6\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-1689422\" id=\"strong-12-how-do-i-get-out-of-the-settlement-strong\" data-block-id=\"1689422\"><p class=\"stk-block-heading__text\"><strong>12. How do I get out of the Settlement?<\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-eb08950\" data-block-id=\"eb08950\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-eb08950\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-eb-08950-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-eb-08950-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-3b722ac stk-block-accordion__content\" data-v=\"4\" id=\"Question-12\" data-block-id=\"3b722ac\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-3b722ac-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-3b722ac-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-89337bc\" data-block-id=\"89337bc\"><p class=\"stk-block-text__text has-text-align-justify\">To exclude yourself from the Settlement, you must send a letter by first class mail clearly stating that you want to be excluded from <em>Kazda v. Aetna Life Insurance Company, <\/em>Case No<em>. 3:19-cv-02512-WHO<\/em>. Be sure to include your name, address, telephone number, and your signature. You must mail your exclusion request, postmarked no later than April 27, 2026, to:<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-6cff46e\" data-block-id=\"6cff46e\"><p class=\"stk-block-text__text has-text-align-center\">Kazda v. Aetna Life Insurance Policy<br>c\/o Atticus Administration<br>P.O. Box 64053<br>Saint Paul, MN 55164<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-92273a7\" data-block-id=\"92273a7\"><p class=\"stk-block-text__text has-text-align-justify\">If you ask to be excluded, you cannot get any benefits under the Settlement, and you cannot object to the Settlement. You will not be legally bound by anything that happens in this Lawsuit.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-211b712 is-style-default\" data-block-id=\"211b712\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-1189847 stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"1189847\"><style>.stk-1189847 {box-shadow:0 5px 30px -10px #123f524d !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-1189847-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-1189847-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-82392c1\" data-block-id=\"82392c1\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-dedeaaa\" id=\"strong-13-if-i-do-not-exclude-myself-can-i-sue-aetna-for-the-same-thing-later-strong\" data-block-id=\"dedeaaa\"><p class=\"stk-block-heading__text\"><strong>13. If I do not exclude myself, can I sue Aetna for the same thing later?<\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-2f3763f\" data-block-id=\"2f3763f\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-2f3763f\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-2-f-3763-f-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-2-f-3763-f-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-5d55274 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"5d55274\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-5d55274-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-5d55274-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-055d21c\" data-block-id=\"055d21c\"><p class=\"stk-block-text__text has-text-align-justify\">No. Unless you exclude yourself, you give up any right to sue Aetna for a previous denial of a request for Lipedema Surgery. If you have a pending lawsuit, speak to your lawyer in that case immediately. You must exclude yourself from <em>this <\/em>Class to continue your own lawsuit. Remember, the exclusion deadline is April 27, 2026. This lawsuit, however, does not resolve any disputes you may have with Aetna over any denial of Lipedema Surgery in the future.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-9dee872 is-style-default\" data-block-id=\"9dee872\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-3185c83 stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"3185c83\"><style>.stk-3185c83 {box-shadow:0 5px 30px -10px #123f524d !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-3185c83-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-3185c83-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-21220ee\" data-block-id=\"21220ee\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-985be1b\" id=\"strong-14-if-i-exclude-myself-can-i-get-benefits-from-this-settlement-strong\" data-block-id=\"985be1b\"><p class=\"stk-block-heading__text\"><strong>14. If I exclude myself, can I get benefits from this Settlement?<\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-e79bda3\" data-block-id=\"e79bda3\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-e79bda3\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-e-79-bda-3-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-e-79-bda-3-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-3d5f81e stk-block-accordion__content\" data-v=\"4\" data-block-id=\"3d5f81e\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-3d5f81e-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-3d5f81e-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-cc4cc28\" data-block-id=\"cc4cc28\"><p class=\"stk-block-text__text has-text-align-justify\">No. If you exclude yourself, you will not be able to seek coverage or reimbursement for expenses incurred for a prior Lipedema Surgery through the Settlement.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>THE LAWYERS REPRESENTING YOU<\/strong><\/h2>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-a6103b3 is-style-default\" data-block-id=\"a6103b3\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-9441685 stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"9441685\"><style>.stk-9441685 {box-shadow:0 5px 30px -10px #123f524d !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-9441685-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-9441685-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-1795687\" data-block-id=\"1795687\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-1bec835\" id=\"strong-15-do-i-have-a-lawyer-in-this-case-strong\" data-block-id=\"1bec835\"><p class=\"stk-block-heading__text\"><strong>15. Do I have a lawyer in this case?<\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-307bac0\" data-block-id=\"307bac0\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-307bac0\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-307-bac-0-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-307-bac-0-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-c94027b stk-block-accordion__content\" data-v=\"4\" data-block-id=\"c94027b\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-c94027b-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-c94027b-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-bd73d6f\" data-block-id=\"bd73d6f\"><p class=\"stk-block-text__text has-text-align-justify\">Yes. The Court appointed the following attorneys as Class Counsel: Gianelli &amp; Morris. You will not be charged for these lawyers. If you want to be represented by your own lawyer, you may hire one at your own expense.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-05f02b8 is-style-default\" data-block-id=\"05f02b8\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-7cdace4 stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"7cdace4\"><style>.stk-7cdace4 {box-shadow:0 5px 30px -10px #123f524d !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-7cdace4-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-7cdace4-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-e34411d\" data-block-id=\"e34411d\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-8046c9b\" id=\"strong-16-how-will-the-lawyers-get-paid-strong\" data-block-id=\"8046c9b\"><p class=\"stk-block-heading__text\"><strong>16. How will the lawyers get paid?<\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-8677924\" data-block-id=\"8677924\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-8677924\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-8677924-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-8677924-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-2bdb307 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"2bdb307\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-2bdb307-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-2bdb307-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-2b118cb\" data-block-id=\"2b118cb\"><p class=\"stk-block-text__text has-text-align-justify\">Class Counsel will ask the Court for attorneys\u2019 fees up to in $675,000.00 in attorneys&#8217; fees and $46,162.84 in litigation expenses. Class Counsel will also ask the Court for an incentive payment of $17,000.00 for Class Representative Michala Kazda. The fees would pay Class Counsel for their fees and expenses in investigating the facts, litigating the case, and negotiating the Settlement. The Court may award less than these amounts. Aetna will pay the fees, expenses, and incentive award. These amounts will not reduce the relief available to Class Members. Aetna has agreed not to oppose these fees, expenses and incentive award. Aetna will also separately pay the costs to administer the Settlement.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>OBJECTING TO THE SETTLEMENT<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-67b4654\" data-block-id=\"67b4654\"><p class=\"stk-block-text__text has-text-align-justify\">You can tell the Court that you don\u2019t agree with the Settlement or some part of it.<\/p><\/div>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-81130fa is-style-default\" data-block-id=\"81130fa\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-acc3a49 stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"acc3a49\"><style>.stk-acc3a49 {box-shadow:0 5px 30px -10px #123f524d !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-acc3a49-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-acc3a49-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-80dbd88\" data-block-id=\"80dbd88\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-5451524\" id=\"strong-17-how-do-i-tell-the-court-i-dont-like-the-settlement-strong\" data-block-id=\"5451524\"><p class=\"stk-block-heading__text\"><strong>17. How do I tell the Court I don\u2019t like the Settlement?<\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-f385a2f\" data-block-id=\"f385a2f\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-f385a2f\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-f-385-a-2-f-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-f-385-a-2-f-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-80016e8 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"80016e8\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-80016e8-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-80016e8-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-9d16be6\" data-block-id=\"9d16be6\"><p class=\"stk-block-text__text has-text-align-justify\">You can ask the Court to deny approval by filing an objection. You can\u2019t ask the Court to order a different settlement; the Court can only approve or reject the Settlement. If the Court denies approval, no Settlement payments will be sent out, and the lawsuit will continue. If that is what you want to happen, you should object.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-25ccc0c\" data-block-id=\"25ccc0c\"><p class=\"stk-block-text__text has-text-align-justify\">Any objection to the proposed Settlement must be in writing and must clearly identify your name, address, telephone number, and signature. If you file a timely written objection, you may, but are not required to, appear at the Fairness Hearing, either in person or through your own attorney. If you appear through your own attorney, you are responsible for hiring and paying that attorney. All written objections and supporting papers must (a) clearly identify the case name and number (<em>Kazda v. Aetna Life Insurance Company, <\/em>Case No.<em> 3:19-cv-02512-WHO<\/em>), (b) be submitted to the Court either by filing them electronically or in person at any location of the United States District Court for the Northern District of California or by mailing them to the Class Action Clerk, United States District Court for the Northern District of California, 1301 Clay Street, Oakland, CA 94612, and (c) be filed or postmarked on or before April 27, 2026.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-5012eb7 is-style-default\" data-block-id=\"5012eb7\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-6596624 stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"6596624\"><style>.stk-6596624 {box-shadow:0 5px 30px -10px #123f524d !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-6596624-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-6596624-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-6dd3ae4\" data-block-id=\"6dd3ae4\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-c0525f8\" id=\"strong-18-what-is-the-difference-between-objecting-and-excluding-strong\" data-block-id=\"c0525f8\"><p class=\"stk-block-heading__text\"><strong>18. What is the difference between objecting and excluding?<\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-81d5018\" data-block-id=\"81d5018\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-81d5018\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-81-d-5018-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-81-d-5018-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-f692070 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"f692070\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-f692070-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-f692070-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-7ec95c0\" data-block-id=\"7ec95c0\"><p class=\"stk-block-text__text has-text-align-justify\">Objecting is simply telling the Court that you do not like something about the Settlement. You can object only if you stay in the Class. Excluding yourself is telling the Court that you don\u2019t want to be part of the Class. If you exclude yourself, you have no basis to object, because the case no longer affects you.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>THE COURT&#8217;S FAIRNESS HEARING<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-b5ef81d\" data-block-id=\"b5ef81d\"><p class=\"stk-block-text__text has-text-align-justify\">The Court will hold a hearing to decide whether to approve the Settlement. You may attend and you may ask to speak, but you don\u2019t have to.<\/p><\/div>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-b8843c2 is-style-default\" data-block-id=\"b8843c2\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-fd72311 stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"fd72311\"><style>.stk-fd72311 {box-shadow:0 5px 30px -10px #123f524d !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-fd72311-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-fd72311-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-2e0fd75\" data-block-id=\"2e0fd75\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-cb361dd\" id=\"strong-19-when-and-where-will-the-court-decide-whether-to-approve-the-settlement-strong\" data-block-id=\"cb361dd\"><p class=\"stk-block-heading__text\"><strong>19. When and where will the Court decide whether to approve the Settlement?<\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-441c62d\" data-block-id=\"441c62d\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-441c62d\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-441-c-62-d-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-441-c-62-d-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-1ebe181 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"1ebe181\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-1ebe181-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-1ebe181-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-42addf8\" data-block-id=\"42addf8\"><p class=\"stk-block-text__text has-text-align-justify\">The Court will hold a Fairness Hearing at 2:00 p.m. PST on June 10, 2026 in San Francisco Courthouse, Courtroom 2 \u2013 17th Floor., 450 Golden Gate Avenue, San Francisco, CA 94102 via videoconference. <strong>Videoconference instruction can be found at <a href=\"https:\/\/cand.uscourts.gov\/judges\/who\/orrick-william-h\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/cand.uscourts.gov\/judges\/who\/orrick-william-h<\/a>.<\/strong> At this hearing, the Court will consider whether the Settlement is fair, reasonable, and adequate. If there are objections, the Court will consider them. The Court will listen to people who have asked to speak at the hearing. After the hearing, the Court will decide whether to approve the Settlement. The Court will also decide how much to award to Class Counsel and the Class Representative. We do not know how long these decisions will take.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-122b9f3 is-style-default\" data-block-id=\"122b9f3\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-47dd36e stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"47dd36e\"><style>.stk-47dd36e {box-shadow:0 5px 30px -10px #123f524d !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-47dd36e-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-47dd36e-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-af96102\" data-block-id=\"af96102\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-476327f\" id=\"strong-20-do-i-have-to-come-to-the-hearing-strong\" data-block-id=\"476327f\"><p class=\"stk-block-heading__text\"><strong>20. Do I have to come to the hearing?<\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-648e95c\" data-block-id=\"648e95c\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-648e95c\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-648-e-95-c-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-648-e-95-c-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-3d07ae7 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"3d07ae7\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-3d07ae7-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-3d07ae7-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-06ac069\" data-block-id=\"06ac069\"><p class=\"stk-block-text__text has-text-align-justify\">No. Class Counsel will answer questions the Court may have. But you are welcome to come, at your own expense. If you send an objection, you don\u2019t have to come to Court to talk about it. As long as you mail your written objection on time, the Court will consider it. You may also pay your own lawyer to attend, but it is not necessary.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-8d7290d is-style-default\" data-block-id=\"8d7290d\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-0f5b6d7 stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"0f5b6d7\"><style>.stk-0f5b6d7 {box-shadow:0 5px 30px -10px #123f524d !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-0f5b6d7-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-0f5b6d7-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-d309118\" data-block-id=\"d309118\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-2adbfff\" id=\"strong-21-may-i-speak-at-the-hearing-strong\" data-block-id=\"2adbfff\"><p class=\"stk-block-heading__text\"><strong>21. May I speak at the hearing?<\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-04ea465\" data-block-id=\"04ea465\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-04ea465\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-04-ea-465-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-04-ea-465-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-48fbcbd stk-block-accordion__content\" data-v=\"4\" data-block-id=\"48fbcbd\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-48fbcbd-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-48fbcbd-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-9d22c8a\" data-block-id=\"9d22c8a\"><p class=\"stk-block-text__text has-text-align-justify\">You may ask the Court for permission to speak at the Fairness Hearing. To do so, you must send a letter stating that it is your \u201cNotice of Intention to Appear in <em>Kazda v. Aetna Life Insurance Company, <\/em>Case No.<em> 3:19-cv-02512-WHO<\/em>.\u201d Be sure to include your name, address, telephone number, and signature. Your Notice of Intention to Appear must be postmarked no later than April 27, 2026 and be sent to the Settlement Administrator at the address stated above in response to <a href=\"#Question-12\">Question 12<\/a>. You cannot speak at the hearing if you have excluded yourself from the Class.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-dd57b2b\" data-block-id=\"dd57b2b\"><p class=\"stk-block-text__text has-text-align-justify\">Please check this website or the Court\u2019s Public Access to Court Electronic Records (PACER) system at <a href=\"https:\/\/pacer.uscourts.gov\/\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/pacer.uscourts.gov\/<\/a> before appearing, to confirm the Fairness Hearing date has not changed.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>GETTING MORE INFORMATION<\/strong><\/h2>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-1a249d9 is-style-default\" data-block-id=\"1a249d9\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-162538b stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"162538b\"><style>.stk-162538b {box-shadow:0 5px 30px -10px #123f524d !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-162538b-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-162538b-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-2b2235d\" data-block-id=\"2b2235d\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-1665dd8\" id=\"strong-22-are-there-more-details-about-the-settlement-strong\" data-block-id=\"1665dd8\"><p class=\"stk-block-heading__text\"><strong>22. Are there more details about the Settlement?<\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-ef4b4dd\" data-block-id=\"ef4b4dd\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-ef4b4dd\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-ef-4-b-4-dd-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-ef-4-b-4-dd-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-fec5018 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"fec5018\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-fec5018-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-fec5018-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-3afdb67\" data-block-id=\"3afdb67\"><p class=\"stk-block-text__text has-text-align-justify\">The Notice summarizes the proposed Settlement. More details are in the Settlement Agreement. You can get a copy of the Settlement Agreement <a href=\"https:\/\/www.lipedemasurgerysettlement.com\/index.php\/settlement-documents\/\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a>, by contacting Class Counsel at Gianelli &amp; Morris, 12121 Wilshire Blvd, Suite 505, Los Angeles, California, Tel. 213-489-1600, by accessing the Court docket in this case, for a fee, through the Court\u2019s Public Access to Court Electronic Records (PACER) system at <a href=\"https:\/\/pacer.uscourts.gov\/\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/pacer.uscourts.gov\/<\/a>, or by visiting the office of the Clerk of the Court for the United States District Court for the Northern District of California, located at 450 Golden Gate Avenue, San Francisco, CA 94102 between 9:00 a.m. and 4:00 p.m., Monday through Friday, excluding Court holidays.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-df47fd9\" data-block-id=\"df47fd9\"><p class=\"stk-block-text__text has-text-align-justify\">PLEASE DO NOT TELEPHONE THE COURT OR THE COURT CLERK\u2019S OFFICE TO INQUIRE ABOUT THIS SETTLEMENT OR THE CLAIM PROCESS.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>IMPORTANT DATES<\/strong><\/h2>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-3898412 is-style-default\" data-block-id=\"3898412\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-1a49d4a stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"1a49d4a\"><style>.stk-1a49d4a {box-shadow:0 5px 30px -10px #123f524d !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-1a49d4a-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-1a49d4a-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-a477e9b\" data-block-id=\"a477e9b\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-cd8a591\" id=\"strong-23-what-are-the-important-dates-and-deadlines-relating-to-this-settlement-strong\" data-block-id=\"cd8a591\"><p class=\"stk-block-heading__text\"><strong>23. What are the important dates and deadlines relating to this Settlement?<\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-6838a1e\" data-block-id=\"6838a1e\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-6838a1e\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-6838-a-1-e-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-6838-a-1-e-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-aa33d42 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"aa33d42\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-aa33d42-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-aa33d42-inner-blocks\">\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-0f440ab\" data-block-id=\"0f440ab\"><style>.stk-0f440ab {border-style:solid !important;border-color:#0f0e17 !important;border-top-width:1px !important;border-right-width:1px !important;border-bottom-width:0px !important;border-left-width:1px !important;margin-bottom:0px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-0f440ab-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-014da2d\" data-v=\"4\" data-block-id=\"014da2d\"><style>.stk-014da2d {border-style:solid !important;border-color:#0f0e17 !important;border-top-width:0px !important;border-right-width:1px !important;border-bottom-width:0px !important;border-left-width:0px !important;}@media screen and (min-width: 768px){.stk-014da2d {flex:var(--stk-flex-grow, 1) 1 33.3% !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-014da2d-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-014da2d-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-1ceb2d7\" data-block-id=\"1ceb2d7\"><p class=\"stk-block-text__text has-text-align-center\"><strong>Deadline<\/strong><\/p><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-6471587\" data-v=\"4\" data-block-id=\"6471587\"><style>@media screen and (min-width: 768px){.stk-6471587 {flex:var(--stk-flex-grow, 1) 1 66.7% !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-6471587-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-6471587-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-8afde3e\" data-block-id=\"8afde3e\"><p class=\"stk-block-text__text has-text-align-center\"><strong>Event<\/strong><\/p><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-e672ae9\" data-block-id=\"e672ae9\"><style>.stk-e672ae9 {border-style:solid !important;border-color:#0f0e17 !important;border-top-width:1px !important;border-right-width:1px !important;border-bottom-width:0px !important;border-left-width:1px !important;margin-bottom:0px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-e672ae9-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-9fc67b5\" data-v=\"4\" data-block-id=\"9fc67b5\"><style>.stk-9fc67b5 {border-style:solid !important;border-color:#0f0e17 !important;border-top-width:0px !important;border-right-width:1px !important;border-bottom-width:0px !important;border-left-width:0px !important;}@media screen and (min-width: 768px){.stk-9fc67b5 {flex:var(--stk-flex-grow, 1) 1 33.3% !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-9fc67b5-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-9fc67b5-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-5a791e5\" data-block-id=\"5a791e5\"><p class=\"stk-block-text__text\">February 3, 2026<\/p><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-c269d8e\" data-v=\"4\" data-block-id=\"c269d8e\"><style>@media screen and (min-width: 768px){.stk-c269d8e {flex:var(--stk-flex-grow, 1) 1 66.7% !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-c269d8e-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-c269d8e-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-a3bbdd4\" data-block-id=\"a3bbdd4\"><p class=\"stk-block-text__text has-text-align-justify\">Class Counsel will file a motion for approval of attorneys\u2019 fees and costs and request for a service award for the Class Representative.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-cefcfff\" data-block-id=\"cefcfff\"><style>.stk-cefcfff {border-style:solid !important;border-color:#0f0e17 !important;border-top-width:1px !important;border-right-width:1px !important;border-bottom-width:0px !important;border-left-width:1px !important;margin-bottom:0px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-cefcfff-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-1f4f8fc\" data-v=\"4\" data-block-id=\"1f4f8fc\"><style>.stk-1f4f8fc {border-style:solid !important;border-color:#0f0e17 !important;border-top-width:0px !important;border-right-width:1px !important;border-bottom-width:0px !important;border-left-width:0px !important;}@media screen and (min-width: 768px){.stk-1f4f8fc {flex:var(--stk-flex-grow, 1) 1 33.3% !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-1f4f8fc-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-1f4f8fc-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-f607eaa\" data-block-id=\"f607eaa\"><p class=\"stk-block-text__text\">April 27, 2026<\/p><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-0d27434\" data-v=\"4\" data-block-id=\"0d27434\"><style>@media screen and (min-width: 768px){.stk-0d27434 {flex:var(--stk-flex-grow, 1) 1 66.7% !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-0d27434-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-0d27434-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-e3b1660\" data-block-id=\"e3b1660\"><p class=\"stk-block-text__text has-text-align-justify\">Last day to serve Class Counsel and Aetna\u2019s Counsel with objections to the proposed Settlement.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-73d1932\" data-block-id=\"73d1932\"><style>.stk-73d1932 {border-style:solid !important;border-color:#0f0e17 !important;border-top-width:1px !important;border-right-width:1px !important;border-bottom-width:0px !important;border-left-width:1px !important;margin-bottom:0px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-73d1932-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-ebe0abe\" data-v=\"4\" data-block-id=\"ebe0abe\"><style>.stk-ebe0abe {border-style:solid !important;border-color:#0f0e17 !important;border-top-width:0px !important;border-right-width:1px !important;border-bottom-width:0px !important;border-left-width:0px !important;}@media screen and (min-width: 768px){.stk-ebe0abe {flex:var(--stk-flex-grow, 1) 1 33.3% !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-ebe0abe-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-ebe0abe-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-be41223\" data-block-id=\"be41223\"><p class=\"stk-block-text__text\">April 27, 2026<\/p><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-62930be\" data-v=\"4\" data-block-id=\"62930be\"><style>@media screen and (min-width: 768px){.stk-62930be {flex:var(--stk-flex-grow, 1) 1 66.7% !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-62930be-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-62930be-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-b92377b\" data-block-id=\"b92377b\"><p class=\"stk-block-text__text has-text-align-justify\">Last day to file Notice of Intent to Appear.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-2525edf\" data-block-id=\"2525edf\"><style>.stk-2525edf {border-style:solid !important;border-color:#0f0e17 !important;border-top-width:1px !important;border-right-width:1px !important;border-bottom-width:0px !important;border-left-width:1px !important;margin-bottom:0px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-2525edf-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-1aab2f6\" data-v=\"4\" data-block-id=\"1aab2f6\"><style>.stk-1aab2f6 {border-style:solid !important;border-color:#0f0e17 !important;border-top-width:0px !important;border-right-width:1px !important;border-bottom-width:0px !important;border-left-width:0px !important;}@media screen and (min-width: 768px){.stk-1aab2f6 {flex:var(--stk-flex-grow, 1) 1 33.3% !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-1aab2f6-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-1aab2f6-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-23efe7a\" data-block-id=\"23efe7a\"><p class=\"stk-block-text__text\">April 27, 2026<\/p><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-e65a17e\" data-v=\"4\" data-block-id=\"e65a17e\"><style>@media screen and (min-width: 768px){.stk-e65a17e {flex:var(--stk-flex-grow, 1) 1 66.7% !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-e65a17e-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-e65a17e-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-7f8f85d\" data-block-id=\"7f8f85d\"><p class=\"stk-block-text__text has-text-align-justify\">Last day to submit a request for exclusion from the proposed Settlement.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-40cde95\" data-block-id=\"40cde95\"><style>.stk-40cde95 {border-style:solid !important;border-color:#0f0e17 !important;border-top-width:1px !important;border-right-width:1px !important;border-bottom-width:1px !important;border-left-width:1px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-40cde95-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-271bcfd\" data-v=\"4\" data-block-id=\"271bcfd\"><style>.stk-271bcfd {border-style:solid !important;border-color:#0f0e17 !important;border-top-width:0px !important;border-right-width:1px !important;border-bottom-width:0px !important;border-left-width:0px !important;}@media screen and (min-width: 768px){.stk-271bcfd {flex:var(--stk-flex-grow, 1) 1 33.3% !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-271bcfd-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-271bcfd-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-d7282b5\" data-block-id=\"d7282b5\"><p class=\"stk-block-text__text\">June 10, 2026<\/p><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-abcfbed\" data-v=\"4\" data-block-id=\"abcfbed\"><style>@media screen and (min-width: 768px){.stk-abcfbed {flex:var(--stk-flex-grow, 1) 1 66.7% !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-abcfbed-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-abcfbed-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-6262372\" data-block-id=\"6262372\"><p class=\"stk-block-text__text\">Fairness Hearing<\/p><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<p><\/p>\n<\/div><\/div><\/div>\n<\/details>\n","protected":false},"excerpt":{"rendered":"<p>BASIC INFORMATION 1. Why did I get the Notice package? You are or were covered under an ERISA-governed plan issued or administered by Aetna Life Insurance Company (\u201cAetna\u201d), and previously had either a pre-service authorization request or post-service claim for Lipedema Surgery denied as cosmetic, experimental or investigational. The Court sent you the Notice because &hellip; <a href=\"https:\/\/www.lipedemasurgerysettlement.com\/index.php\/faqs-2\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">Frequently Asked Questions<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-804","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>Frequently Asked Questions - Kazda v Aetna<\/title>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.lipedemasurgerysettlement.com\/index.php\/faqs-2\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Frequently Asked Questions - Kazda v Aetna\" \/>\r\n<meta property=\"og:description\" content=\"BASIC INFORMATION 1. 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